[4 MIN READ]
In this article:
- The number of Americans enrolled in a high deductible health plan continues to grow every year.
- Planning ahead can help you get the most out of your health insurance benefits.
- Having a primary care doctor provides benefits beyond health.
On December 31 at midnight, just as the ball drops and people welcome a new year, your health insurance deductibles reset to zero. With a little planning, you can achieve better health and lower costs. Here are four tips to get the most out of your health insurance in the new year.
- Establish care with a primary care doctor
A consistent provider overseeing your care can be an important benefit to your health. Building that kind of trusted relationship with a doctor over time can mean early identification of potential health concerns, early intervention and better outcomes. If you need to find a doctor, you can use our provider directory.
- Get routine preventative care exams and screenings
Depending upon your plan, preventative care typically includes things like screenings for diabetes, cholesterol, and blood pressure, as well as immunizations and vaccines, and many cancer screenings. Many insurance plans cover some to all of these preventive services with no additional cost to the patient. To confirm your coverage, contact your insurance provider.
- Get the right care at the right place
Emergency rooms are intended for medical emergencies. Non-life threatening and minor health issues can often be treated in more convenient and affordable settings, including urgent care, retail pharmacy clinics, or by virtual telehealth service. Find a Providence ExpressCare Clinic near you or try Providence ExpressCare Virtual. Download the app now so you have it available when you need it.
- Know your options for financial assistance
We don’t want patients delaying care because of financial concerns. If you are uninsured, underinsured or otherwise unable to pay for some or all of your care, you have options and we’re here to help. Financial assistance and charity care are core to how Providence and our family of organizations support communities and those in need. Click here to learn about our financial assistance program, how to make an appointment with a financial counselor, apply for assistance, and more.
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